Recession vs. Housing Crisis—What’s the Difference?
Ronny Gutierrez • April 13, 2025
What This Means for Buyers & Sellers
- Buyers: Recessions can bring opportunities like lower mortgage rates (projected to dip below 5% in 2025) and less competition .
- Sellers: Pricing strategically remains key, but panic-selling isn’t necessary. Equity-rich homeowners can wait out temporary dips.
✅ Consult your loan officer before financial decisions.
✅ Freeze new credit applications.
✅ Keep bank accounts and employment stable.
✅ Maintain low credit card balances.
✅ Review closing documents carefully.
Need guidance? Connect with me. You trusted realtor near you.
Headlines are talking about the inventory of new homes and how we’re back at the levels not seen since 2009. And maybe you’re reading that and thinking: oh no, here we go again. That’s because you remember the housing crash of the late 2000s and you’re worried we’re repeating the same mistakes.
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